Personal Savings Accounts *
EFFECTIVE: August 1, 2008
Products			Mininum Balance	Minimum Balance
	Rate	APY **	to Earn APY**	to Open Account
Simple Savings(1)	0.50%	0.50%	$200	$50
Looney Tunes Kids Club	0.75%	0.75%	$0	$5
* TERMS:
(1) $5 Service Charge with balance below $200
Fees may reduce earnings on all accounts
All rates may change after account is opened
Interest Rates (Rate) are subject to change without Notice
Personal Money Market Accounts *
EFFECTIVE: August 1, 2008
Products			Mininum Balance	Minimum Balance
	Rate	APY **	to Earn APY**	to Open Account
Universal MMDA (1)	2.20%	2.22%	$100,000	$1,000
	1.85%	1.87%	$50,000	$1,000
	0.90%	0.90%	$10,000	$1,000
	0.40%	0.40%	$1,000	$1,000
* TERMS:
(1) $9 Service Charge with balance below $1,000
Fees may reduce earnings on all accounts
All rates may change after account is opened
Interest Rates (Rate) are subject to change without Notice