Jumbo Certificates of Deposit Rates *
EFFECTIVE: August 1, 2008
Products			Minimum Balance	Minimum Balance
	Rate	APY **	to Earn APY**	to Open Account
1 Month	2.30%	2.33%	$95,000	$95,000
2 Month	2.40%	2.43%	$95,000	$95,000
3 Month	2.85%	2.89%	$95,000	$95,000
6 Month	2.90%	2.94%	$95,000	$95,000
9 Month	2.90%	2.94%	$95,000	$95,000
12 Month	3.10%	3.15%	$95,000	$95,000
18 Month	3.40%	3.46%	$95,000	$95,000
36 Month	3.85%	3.92%	$95,000	$95,000
48 Month	3.90%	3.98%	$95,000	$95,000
60 Month	4.10%	4.18%	$95,000	$95,000
* TERMS:
A Penalty will be imposed for early withdrawals
Fees may reduce earnings on all accounts
All rates may change after account is opened
Interest Rates (Rate) are subject to change without Notice