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Business Checking Accounts *
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EFFECTIVE: August 1, 2008
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| Products | | Minimum Balance | Minimum Balance |
| Rate | APY ** | to Earn APY** | to Open Account | |
Business Interest Checking |
1.25% |
1.26% |
$500,000 |
$100 | |
|
1.00% |
1.01% |
$100,000 |
$100 | |
|
0.75% |
0.75% |
$25,000 |
$100 | |
|
0.50% |
0.50% |
$5,000 |
$100 | |
|
0.35% |
0.35% |
$2,500 |
$100 | |
|
0.30% |
0.30% |
$1,000 |
$100 | |
|
0.25% |
0.25% |
$100 |
$100 | |
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Small Business Checking |
0.00% |
0.00% |
$0 |
$100 |
Business Checking |
0.00% |
0.00% |
$0 |
$100 |
Premium Business Checking(1) |
1.70% |
1.71% |
$0 |
$100 | | |
IOLTA (2) |
1.10% |
1.11% |
$5 |
$100 |
IOLTA (3) |
0.25% |
0.25% |
$5 |
$100 |
MAHT (4) |
0.25% |
0.25% |
$5 |
$100 | | |
| * TERMS: | |
| (1) Non-Interest Bearing, Earnings credit only |
| (2) Lawyer Trust (MD) |
| (3) Lawyer Trust (DC & VA) |
| (4) Affordable Housing Trust (MD) |
| Fees may reduce earnings on all accounts |
| All rates may change after account is opened |
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