Certificate of Deposit Specials

			Minimum Balance	Minimum Balance
	Rate	APY **	to Earn APY**	to Open Account
7 Month CD	2.75%	2.79%	$100	$1,000
14 Month CD	3.05%	3.10%	$100	$1,000
* TERMS:
Rates Effective: August 1, 2008
A Penalty will be imposed for early withdrawals
Fees may reduce earnings on all accounts
All rates may change after account is opened
Interest Rates (Rate) are subject to change without Notice